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The Guild Of Property Professionals' Blog

Showing 8 Articles

The Help to Buy mortgage guarantee no longer necessary

Thursday, October 6, 2016

The Government Help to Buy Mortgage Guarantee scheme (Help to Buy Two) was first launched in October 2013, with the aim of increasing the availability of high loan-to-value mortgages and providing a much needed boost for First Time Buyers...

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Offset mortgages come into their own

Wednesday, September 7, 2016

The recent cut in the Bank of England base rate may have come as welcome news for many mortgage holders, but for savers it has been yet another hit on their returns. There is light at the end of the tunnel however. At times when homeowners are...

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Market Analysis: A Tale of Two Markets

Wednesday, August 24, 2016

The UK residential property market continues to confound the analysts, as sales and prices hold up relatively well in the first full month after the Brexit referendum. The last four weeks saw a 1.2% (£3,600) fall in the average price of...

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Longer Mortgage Terms

Friday, August 12, 2016

With increasing house prices, higher deposit requirements and stricter affordability tests, it is no surprise that First-Time Buyers are choosing to take their mortgages over a longer period of time. Loans have traditionally been taken over 25...

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Brexit: Where next for the housing market?

Wednesday, August 3, 2016

Brexit is now over four weeks’ past, yet the residential property market is still searching for its mojo. Since the historic vote, Theresa May was appointed PM ahead of expectations, England appointed a new football manager, and Andy...

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Cycle-Friendly UK Cities

Monday, July 25, 2016

City living and city cycling go hand-in-hand. Choosing cycling over driving will not only reduce your carbon footprint but you will also arrive to work energetic and carefree, having avoided that frustrating peak hour’s traffic. Since most...

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95% loan-to-value mortgages improve

Friday, July 15, 2016

  For today’s First Time Buyers, one of the biggest challenges involved in trying to get a foot on that elusive property ladder is raising the deposit. With house prices seemingly on the increase all the time, even getting...

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Brexit: The Aftermath

Monday, July 11, 2016

Two weeks on, and the world (or at least the UK) seems to be getting to grips with the implications of our historic vote. The trains and buses are running as usual, cash dispensers are still working, and some of the frankly wild speculation is...

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